Karl Heideck Offers Insight On Wells Fargo and Philadelphia Case

It is undisputed that the banking industry has strict rules as well as regulations. In a complex world with such regulations, the law can take its course when law suits are filed. It can take a relatively longer time to unwind the laws by understanding the appropriate channels to follow. That is why Karl Heideck is highly regarded for his input in the banking industry. Bearing extensive experience in law and litigation, Karl is dedicated to offering some of the best legal advice across the world.

Philadelphia Case

Philadelphia has been gracing news headlines following its law suit against Wells Fargo. The petition indicated that there was predatory lending that violated the rights of a particular race. The case against this banking institution came in a few weeks after the American Supreme Court ruling that granted citizens the authority to sue banking institutions. Karl Heideck laid out important points about the case. With the challenges that come with understanding the law suit, he broke it down by stating that Wells Fargo was practicing redlining, an unfair practice that exposes a certain race to high risk loans. The bank purposefully instigated these loans to the black Hispanics as well as Latino borrowers according to phillypurge.com.

Read more on Angel.com


Even in cases where this race had a significant credit history that would allow them to borrow decent loans, the rules surrounding their borrowing was strict to some extent. According to the lawsuit, Wells Fargo had a clear notion regarding this imbalance. In fact, the management highly encouraged clients to borrow money under those policies. These claims resemble the Miami lawsuit presented at the American Supreme Court. Just like Philadelphia’s lawsuit, the people of Miami claimed that they were unfairly exposed to loans that did more harm than good. Redlining is illegal and thus punishable according to the constitution.

Karl’s Profile

Karl Heideck is a litigation attorney who works on a contract basis. He is listed as a hire counsel by the Mestel & Company. From 2015, he has set an impressive record as a successful lawyer. Having practiced law for over ten years, Karl Heideck is experienced and has offered room for the understanding of law through various platforms. With a decade of law practice in Philadelphia, he is trusted to offer invaluable insight.

Visit karlheideck.com for more information about Karl Heideck.

Karl Heideck’s Observations On Philadelphia’s New Salary Law

Karl Heideck's Observations On Philadelphia Law
Karl Heideck’s Observations On Philadelphia Law

In order to facilitate the change needed to fight for gender equality in the workplace, Philadelphia became the first city in the U.S. to pass a law keeping employers from accessing prospective employees’ prior earnings on January 23, 2017.

On April 6, 2017, just months before the new law was scheduled to go live, The Chamber of Commerce filed for a preliminary injunction that bot the city and district courts dismissed. Human Resource departments within these businesses will need to review their hiring processes and make the necessary changes in order to comply with the new law.

Fortunately, there are many businesses who are welcoming this new law with open arms as it is changes like these that are making change within the U.S. possible. However, those companies who do not abide by the new law will face fines for violations upwards of $2,000 for each occurrence. States that appear to be following suit with these sorts of changes include Washington D.C., Massachusetts, California, among others.

Like Karl Heideck on Facebook.

In 2009, Karl Heideck earned his Juris Doctor Degree from Templeton University Beasley School of Law. He began as a Project Attorney at Pepper Hamilton LLP and moved on as an Associate at Conrad O’Brien. Karl Heideck is a licensed and board certified attorney who practices general law in Philadelphia, PA.

Karl Heideck represents both individuals and organizations. He draws his experience from a variety of areas to include reviewing risk management, litigation, government investigations, white collar criminal defense, product liability, corporate law, employment law, and compliance. Karl Heideck is also skilled in research and writing as it pertains to the legal industry.

Sujit Choudhry the Law Guru

Sujit Choudhry is a respected authority in comparative law. He is a law professor with vast experience in constitutional matters. He has advised many nations on constitutional matters including but not limited to Nepal, Ukraine, South Africa, Libya, Tunisia and Jordan. These countries, in a bit to write their own constitutions or revise current versions, have relied on the knowledge and experience of Sujit.


The research by Sujit speaks to the various issues in comparative law: especially constitutional law. In his work he has dealt in detail with constitutional designs as used in the management of transitions from chaos to peaceful and democratic coexistence. He has also lent his voice to constitutional designs in cases of polarized ethnic communities. In societies where the various ethnic communities cannot live peacefully, he has come up with a constitutional design to address the situation and bring back sanity and brotherliness.


Constitutional designs in cases of federalism, cessation cases, constitutional courts, minority rights and those of groups have also been highlighted in Sujit’s work. Not left behind is the bill of rights, and the decentralization design. Professor Sujit also has something to say about constitutional designs in cases of another kind of transition: from dictatorship to democracy. He also lends his voice to areas such as constitutional building, and proportionality.




Sujit has published a lot of literature in law. The many published material, which has also been edited by colleagues and people in his field include: The migration of Constitutional Ideas, The Oxford Handbook of the Indian Constitution, Constitutional Design for Divided Societies: Integration or Accommodation and Constitution Making (forthcoming).




Professor Sujit Choudhry is respected in legal circles and hence he sits in many boards and committees. His membership includes the executive committee at International Society of Public Law and The Journal of Constitutional Law, as an editor. He is also on the Constitutional Court Review editorial board. Still, he is on the Cambridge Studies in Constitutional Law advisory board.


Comparative Law


Sujit’s specialization in comparative law enables him to be a change agent in many constitutional dispensations that are wanting and oppressive. This study of foreign and different legal systems has enabled him a vast understanding of manifold cultures and the complexity this brings to the constitution. The study by Sujit is important especially in this age of global agendas, global challenges and global integration. It is this knowledge and practice that helps in integrating communities and creating harmony especially among people of different cultures.